Two Rivers Community Land Trust buys, rehabilitates and sells homes in Washington County, Minnesota. We sell them at a lower price than comparable homes in the same area, to people that qualify as low-to-moderate income* in Washington County. We do this with the help of federal, state and local contributions.
We do this because of our mission: To provide permanently affordable housing for low and moderate income individuals, families and households earning up to 80% median income in Washington County, Minnesota.
The goal is to provide a path to home ownership for people in Washington County who would not otherwise be able to own a home of their own. For more information on how we do it and for other resources, follow the links below. Because home is for everyone.
Two Rivers Orientation
Two Rivers holds two virtual orientations a month. This is a great opportunity for anyone who is interested in learning more about Two Rivers CLT to attend, learn more about the application process, and ask any questions you may have. Attending an Orientation is also a requirement of the application process, so if you are interested in applying, you can always start with an orientation.
* Two Rivers Community Land Trust is an income-qualified program. If, at any time in the application process, it is shown that your income and assets exceed the limits of the program, your application will be disqualified. Approval of your application is contingent on all of the following: lender pre-approval, Two Rivers approval and the approval of the granting agencies.





